Monk FSG specializes in Risk Management, Continuation Planning, Retirement and Estate Planning, along with Corporate Benefits

Risk Management

You live with risk, that's the nature of business. You experience risk when you borrow money to expand, launch a new product or service, hire a new employee, or extend credit to a customer. There are dozens of risks in business...and few guarantees. Successful business owners, therefore, work to minimize risk, so they can focus on meeting their objectives. Monk FSG can help protect the value of key employees to your business, reduce the risk that a loan might default if something happened to you, and, most of all, reduce the risk that your business and your family would suffer financially if you did not live to see your long-term plans completed.

Continuation Planning 

As a business owner, you are the lifeblood of your organization, the driving force behind its success. Few business owners consider what will happen in the event of a catastrophe or when retirement becomes a reality. Do you have children or other family members ready to continue the family business? Or is there another successor in line who will be able to pick up the reins? Most of all, if you died prematurely or became disabled, will the business you worked so hard to build be able to continue...and will your family be financially provided for? Tough questions, yes, but ones you need to ask.

Retirement/Estate Planning

As a doer, you like to make decisions and see results. The goals you achieve in the future are the result of decisions you make today. That means retirement planning and estate planning – mapping out a strategy to create options for you and for your family. Monk FSG is able to offer more retirement and estate planning choices today than ever before for business owners and those self-employed. As the old saying goes: Those who fail to plan...fail.

Corporate Benefits 

Finding quality employees is half the challenge. Keeping them – and keeping them well motivated – is the other half, especially in today's tight labor market. One way to do that is to provide competitive benefits. Two reasons: (1) Carefully selected benefits can help reduce costly employee turnover, boost morale and, in turn, help assure your company's stability and productivity. (2) Benefits need not cost you an arm and a leg. For example, a voluntary payroll deduction program lets workers – including you as an owner-employee – acquire valuable benefits at virtually no cost to you.